Samantha Goodman PLLC
Integrity & Experience
Mobile: (602) 526-7486     Fax: (623) 877-5455
November 27, 2012
November 27, 2012   

Have you checked your child’s credit report lately or ever? I never have, but I got some mail with one of my daughter’s names that made me wonder…is someone using her personal information to gain credit?  After doing a little digging I got some information I thought was worth sharing.  YES, your child can be the victim of credit fraud and being proactive can save you lots of time & frustration later.

This is some information I got from the FAQ’s section of the AnnualCreditReport.com site:
How do I request a credit report by mail for a child under 13 years of age?
The credit reporting agencies do not knowingly maintain credit files on minor children. If you suspect that your minor child's information has been used fraudulently, you should contact the credit reporting agencies directly and report the illegal use of your child's information to law enforcement…… For more information check out their website or a site you feel is reputable.

The addresses for the credit reporting agencies are listed below:

Equifax
P.O. Box 740256
Atlanta, Georgia 30374   

Experian
P.O. Box 9554
Allen, Texas 75013   

TransUnion
P.O. Box 6790
Fullerton, CA 92834

Here is a good article of a family currently dealing with this situation:  http://www.dailyfinance.com/2012/06/04/identity-thieves-are-targeting-our-kids-what-parents-must-know/

Here are your weekly Inventory Levels:
 
Supply numbers are based on the number of closings in the previous month, divided into the total number of active listings today.  
This data is for Single Family Detached homes only and does not include Patio Homes, Condos, or Townhouses .
The total number of single family homes on the market in the Arizona Regional Multiple Listing Service is currently 14,252.
A slight decrease since last week.   
We are seeing an average supply rate of just over 2 months.
The current number of pending sales are 8,680.  A slight increase since last week.
The current number of pending listings that are “active with contingencies”, are 4,539.  A decrease since last week.
 
           Search #1 – Phoenix (City of Phoenix)
 
•         Total of 2,484 active listings.  Just under a 1 3/4 month supply.   A slight decrease since last week.
           Search #2 – West, Far SW & Far NW Valley
•         Total of 3,977 active listings.  Just over a 2 month supply.  A slight increase since last week.

(Cities of: Cordes Lakes, Bumble Bee, Crown King, Wagoner, Yarnell, Date Creek, Constellation, Black Canyon City, Castle Hot Springs, Wickenburg, Aguila, Gladden, Morristown, Circle City, Wittmann, Harquahala, Tonopah, Paloma, Sentinel, Gila Bend, Mobile, Arlington, Hassayampa, Palo Verde, Congress, Peeples Valley, Yarnell, Cleator, Cordes, Glendale, Litchfield Park, Goodyear, Avondale, Tolleson, Cashion, Estrella Mountain Ranch, Laveen, Peoria, Surprise, Sun City, Sun City West, Glendale, El Mirage, Youngtown, New River, Anthem, Buckeye)

Search #3 – Northeast Valley

•         Total of 554 active listings.  Just less than a 5 4/5 month supply.  A slight decrease since last week.  

 (Cities of: Rio Verde, Fountain Hills, Sunflower, Camp Creek, Desert Hills, Cave Creek, Carefree, Fort McDowell)

Search #4 – East Valley

•         Total of 2,682 active listings.  Just under a 1 2/3 month supply.  A decrease since last week.

(Queen Creek, Chandler, Gilbert, Apache Junction, Gold Canyon, Tortilla Flat, Mesa, Tempe, Ahwatukee,Guadalupe, Komatke)

Search #5 – Southeast Valley  

•         Total of 1,090 active listings.  Just over a 3 1/2 month supply.  .  A slight increase since last week.

(Arizona City, Eloy, Picacho, Toltec, Arizola, Casa Grande, Randolph, Coolidge, Valley Farms, Florence, Johnson Ranch, Sacaton, Bapchule, Stanfield,
Maricopa, Ak Chin, Santa Cruz)

Search #6 – Scottsdale (Over 1 Million)

•         Total of 521 active listings.  Less than a 15 1/3 month supply.  A slight decrease since last week.

Search #7 – Scottsdale (Under 1 Million)

•         Total of 1,011 active listings.  Just under a 2 4/5 month supply.  A slight decrease since last week.

Search #8 – Paradise Valley (Over 1 Million)

•         Total of 245 active listings.  A 7 month supply.  About the same since last week.    

 Search #9 –    50K-100K (Single Family Homes)

•         Total of 921 active listings.  Just over a 1 month supply.  About the same as last week.   

 Search #10 –  Under 50K (Single Family Homes)

•         Total of 198 active listings.   Just over a 3 week supply.   About the same as last week.   


If your property is currently listed with a real estate broker or if you are currently working with another real estate agent, please disregard. 
It is not my intention to solicit the offerings of other real estate brokers.  I am happy to work with them and cooperate fully.

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West USA Realty
16150 N Arrowhead Fountain Center Dr. Suite #100 • Peoria, AZ 85382
Mobile: (602) 526-7486 • Fax: (623) 877-5455
Office: (602) 375-3300


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